Terms
and Conditions

1. Introduction

These terms and conditions apply to the use of all websites and services defined below owned, operated or provided by Merit Media Int. By using this website, you agree to be bound by these Terms and Conditions each time. If you have any questions regarding the terms and conditions, please contact us. If you do not wish to be bound by the terms and conditions, do not use this website.


2. Definitions

In these Terms and Conditions:

2.1 references to you are to the visitors or users of the website or the service of the website.
2.2 references to we are to Merit Media Int.
2.3 references to services are to the supply of online information, publications and data, and any other service relating to the website.
2.4 references to content are to all material, data, information and products on the website provided as part of a service.


3. Use of the company website

3.1 All content on this website is owned by Merit Media Int. and shall be used for lawful purposes only. The content includes text, graphics, photographs, trademarks, logos, computer code or any other information included but not limited to design and layout.
3.2 You may print or download content from the website for personal, non-commercial or informational use and you shall keep intact all copyright and other proprietry notices.
3.3 Any request for permission to reprint, republish or use any articles from our website for any other purpose should be sent to info@merit-media.com.
3.4 You shall not interfere or disrupt the services or networks connected to the services.
3.5 You shall not transmit any information that is unlawful, threatening, abusive, libellous or invasive of another's privacy, hateful, or otherwise objectionable.

4. Amendment of the terms and conditions

We reserve the right to amend these Terms and Conditions without notice from time to time. Such amendments shall be effective immediately upon being posted on the website.


5. Legal disclaimer and limitations of liability

5.1 In no event shall merit media int., its respective employees or third party content providers be liable for any damages (consequential, incidental, indirect, or similar damages, personal injury, loss of profits, loss of data, business interruption or any other type of commercial damages or losses) arising out of or in connection with the use of this website or its content or products.
5.2 You agree to use the website and any of its content at your sole risk. Neither the company, nor any of their respective employees, agents or thrid party content providers warrant that the website will be uninterrupted or error free ; nor do they warrant as to the results that may be obtained from the use of the website or as to the accuracy or reliability of information, service or product provided through the website.
5.3 Under no circumstances shall we be liable for any loss or damage caused by your reliance on information obtained through this website. Please seek the advice of professionals, as appropriate, regarding the evaluation of any specific information, opinion, advice or other content , including but not limited to financial, health or lifestyle information.
5.4 You are advised to consult with your broker or other financial advisor to verify pricing and other information prior to the purchase or sale of any security or investment. Neither we, nor our third party content providers shall be liable for investment decisions based upon the content provided on this website.


6. Indemnification

You agree to indemnify and hold us, our respective employees and third party content providers harmless , against all costs, damages, claims, liabilities and expenses which may occur by you breaching these Terms and Conditions.


7. Advertisements, links and third party transactions

7.1 The website may contain links to third party sites or resources. We are not responsible for the availability of these external websites , their resources, any content, products or advertising available on such websites. You should read the terms and conditions of these linked websites, as their policies may differ from ours.
7.2 You may create a link from your website to the home page of this website provided that you contact us by requesting a permission beforehand and do not link to our website any other website containing any material which would be in breach of Clause 3.5.
7.3 This website may contain advertisements for, or an opportunity to purchase third party services or products. The content of these external websites is not controlled by us, therefore we are not responsible for the availability, content or accuracy of these external websites. Any communications or contracts relating to the third party services are exclusively between you and the relevant third party, therefore you agree not to hold us liable for any loss or damage which may incur as the result of such communications or contracts.


8. Trademarks

All trademarks appearing on this website are the property of Merit Media Int. or their respective owners.


9. Changes to content

We reserve the right to delete or change any portion of the content of the website or the technical specifications, therefore you agree and ackgnoledge that such changes may result in you being unable to access this website or its parts.


10. No waiver

Failure by either party to exercise any right or remedy under these Terms and Conditions does not constitute a waiver of that right or remedy.


11. Severability

If any provision of these Terms and Conditions is found to be wholly or partially invalid, void, or unenforceable by any court with competent jurisdiction or any legislation, that provision shall be invalid, void or unenforceable to that extent only and no further. The remaining provisions of the Terms and Conditions shall not be affected.


12. Compliance

We agree to comply with all relevant local, national and international laws and regulations that apply to your use of this website and its content.


13. Governing law and venue

All matters relating to your access to or use of the website shall be governed by and construed in accordance with the laws of Republic of Croatia. The exclusive jurisdiction and venue with respect to any action arising out of the subject matter hereof shall be the courts of the compentent jurisdiction located in Republic of Croatia.